/* ===== RESET & BASE ===== */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:#1e293b;background:#f8fafc;line-height:1.6;-webkit-font-smoothing:antialiased}
::selection{background:#d1fae5;color:#064e3b}
a{color:inherit;text-decoration:none}
button{font:inherit;border:none;background:none;cursor:pointer;color:inherit}
ul,ol{list-style:none}
img{max-width:100%;height:auto;display:block}
table{border-collapse:collapse;width:100%}

/* ===== LAYOUT ===== */
.container{max-width:1100px;margin:0 auto;padding:0 20px}
.section{padding:80px 0}
.section-alt{background:#fff;border-top:1px solid #f1f5f9;border-bottom:1px solid #f1f5f9}
.section-green{background:linear-gradient(135deg,#ecfdf5 0%,#d1fae5 100%)}
.section-green .section-header h2{color:#064e3b}
.section-green .section-header p{color:#047857}
.section-header{text-align:center;margin-bottom:56px}
.section-header h2{font-size:2rem;font-weight:800;color:#0f172a;letter-spacing:-0.02em}
.section-header p{margin-top:12px;font-size:1.125rem;color:#64748b;max-width:600px;margin-left:auto;margin-right:auto}

/* ===== SKIP LINK (Accessibility) ===== */
.skip-link{position:absolute;top:-100px;left:0;background:#059669;color:#fff;padding:12px 24px;z-index:9999;font-weight:600;border-radius:0 0 8px 0}
.skip-link:focus{top:0}

/* ===== HEADER ===== */
.header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,0.88);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);border-bottom:1px solid #e2e8f0}
.header-inner{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{display:flex;align-items:center;gap:10px}
.logo-icon{width:36px;height:36px;border-radius:10px;background:linear-gradient(135deg,#10b981,#047857);display:flex;align-items:center;justify-content:center;box-shadow:0 1px 3px rgba(16,185,129,0.3)}
.logo-icon.small{width:32px;height:32px;border-radius:8px}
.logo-text{font-weight:700;font-size:1.125rem;color:#1e293b}
.logo-accent{color:#059669}
.logo-accent-light{color:#34d399}
.nav{display:flex;align-items:center;gap:4px}
.nav-link{padding:8px 16px;font-size:0.875rem;font-weight:500;color:#475569;border-radius:8px;transition:all 0.15s}
.nav-link:hover{color:#047857;background:#ecfdf5}
.menu-btn{display:none;padding:8px;color:#475569;border-radius:8px}
.menu-btn:hover{background:#f1f5f9}

@media(max-width:768px){
  .nav{display:none;position:absolute;top:64px;left:0;right:0;flex-direction:column;background:#fff;border-top:1px solid #e2e8f0;border-bottom:1px solid #e2e8f0;padding:12px 20px;gap:4px}
  .nav.open{display:flex}
  .nav-link{padding:12px 16px}
  .menu-btn{display:block}
}

/* ===== BREADCRUMB ===== */
.breadcrumb{padding:16px 0;font-size:0.8rem;color:#94a3b8}
.breadcrumb a{color:#64748b;transition:color 0.15s}
.breadcrumb a:hover{color:#059669}
.breadcrumb span{margin:0 6px}

/* ===== HERO ===== */
.hero{position:relative;overflow:hidden;background:linear-gradient(to bottom,#ecfdf5,#fff,#f8fafc)}
.hero-bg{position:absolute;inset:0;pointer-events:none}
.hero-bg::before{content:"";position:absolute;top:-160px;right:-160px;width:384px;height:384px;border-radius:50%;background:rgba(209,250,229,0.5);filter:blur(80px)}
.hero-bg::after{content:"";position:absolute;bottom:-80px;left:-80px;width:288px;height:288px;border-radius:50%;background:rgba(224,242,254,0.4);filter:blur(80px)}
.hero-content{position:relative;padding-top:80px;padding-bottom:64px;text-align:center;max-width:800px;margin:0 auto}
.badge{display:inline-flex;align-items:center;gap:8px;padding:6px 16px;border-radius:9999px;background:#d1fae5;color:#047857;font-size:0.875rem;font-weight:600;margin-bottom:24px}
.hero h1{font-size:2.75rem;font-weight:800;color:#0f172a;letter-spacing:-0.03em;line-height:1.15}
.gradient-text{background:linear-gradient(to right,#059669,#0284c7);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}
.hero-sub{margin-top:24px;font-size:1.18rem;color:#475569;line-height:1.7;max-width:600px;margin-left:auto;margin-right:auto}
.hero-actions{margin-top:40px;display:flex;align-items:center;justify-content:center;gap:16px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 32px;border-radius:12px;font-weight:600;font-size:1rem;transition:all 0.2s;cursor:pointer}
.btn-primary{background:#059669;color:#fff;box-shadow:0 4px 14px rgba(5,150,105,0.3)}
.btn-primary:hover{background:#047857;box-shadow:0 6px 20px rgba(5,150,105,0.35);transform:translateY(-1px)}
.btn-secondary{background:#fff;color:#334155;border:1px solid #e2e8f0}
.btn-secondary:hover{background:#f8fafc;border-color:#cbd5e1}
.hero-stats{margin-top:56px;display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.stat-card{display:flex;align-items:center;gap:12px;padding:16px;border-radius:12px;background:#fff;border:1px solid #f1f5f9;box-shadow:0 1px 3px rgba(0,0,0,0.04);text-align:left}
.stat-icon{width:40px;height:40px;border-radius:8px;background:#ecfdf5;display:flex;align-items:center;justify-content:center;flex-shrink:0;color:#059669}
.stat-card strong{display:block;font-size:0.875rem;color:#1e293b}
.stat-card span{display:block;font-size:0.75rem;color:#94a3b8}

@media(max-width:768px){
  .hero-content{padding-top:48px;padding-bottom:48px}
  .hero h1{font-size:2rem}
  .hero-sub{font-size:1.05rem}
  .hero-stats{grid-template-columns:1fr}
  .hero-actions{flex-direction:column}
  .btn{width:100%}
  .section{padding:56px 0}
  .section-header h2{font-size:1.65rem}
}

/* ===== CATEGORY GRID ===== */
.cat-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:20px}
.cat-card{border-radius:16px;border:1px solid #e2e8f0;background:#fff;padding:28px 24px;box-shadow:0 1px 3px rgba(0,0,0,0.04);transition:all 0.2s;display:flex;flex-direction:column;gap:12px}
.cat-card:hover{box-shadow:0 8px 30px rgba(5,150,105,0.18);transform:translateY(-6px);border-color:#10b981;background:#fff}
.cat-card:hover .cat-icon{transform:scale(1.1)}
.cat-card:hover h3{color:#047857}
.cat-card:hover .cat-link{gap:8px}
.cat-icon{width:48px;height:48px;border-radius:14px;display:flex;align-items:center;justify-content:center;color:#fff;flex-shrink:0;box-shadow:0 2px 6px rgba(0,0,0,0.1)}
.cat-icon.rose{background:#f43f5e}
.cat-icon.emerald{background:#10b981}
.cat-icon.sky{background:#0ea5e9}
.cat-icon.amber{background:#f59e0b}
.cat-icon.violet{background:#8b5cf6}
.cat-icon.teal{background:#14b8a6}
.cat-icon.indigo{background:#6366f1}
.cat-icon.orange{background:#f97316}
.cat-card h3{font-size:1.15rem;font-weight:700;color:#1e293b}
.cat-card p{font-size:0.875rem;color:#64748b;line-height:1.5}
.cat-icon{transition:transform 0.25s}
.cat-card h3{transition:color 0.2s}
.cat-card .cat-link{font-size:0.875rem;font-weight:600;color:#059669;display:inline-flex;align-items:center;gap:4px;margin-top:auto;transition:gap 0.25s}
.cat-card .cat-link:hover{text-decoration:underline}

/* ===== ARTICLE PAGE ===== */
.article-hero{background:linear-gradient(to bottom,#ecfdf5,#f8fafc);padding:48px 0 40px}
.article-hero h1{font-size:2.2rem;font-weight:800;color:#0f172a;letter-spacing:-0.02em;line-height:1.2;max-width:700px}
.article-meta{display:flex;align-items:center;gap:16px;margin-top:16px;flex-wrap:wrap}
.article-meta span{font-size:0.8rem;color:#64748b;display:inline-flex;align-items:center;gap:4px}
.article-body{max-width:760px;padding:48px 0 80px}
.article-body h2{font-size:1.5rem;font-weight:700;color:#0f172a;margin:40px 0 16px;letter-spacing:-0.01em}
.article-body h3{font-size:1.15rem;font-weight:700;color:#1e293b;margin:32px 0 12px}
.article-body p{font-size:1rem;color:#334155;line-height:1.75;margin-bottom:16px}
.article-body ul,.article-body ol{margin-bottom:16px;padding-left:24px}
.article-body li{font-size:0.95rem;color:#334155;line-height:1.7;margin-bottom:6px;list-style:disc}
.article-body ol li{list-style:decimal}
.article-body a{color:#059669;font-weight:500;text-decoration:underline;text-decoration-color:rgba(5,150,105,0.3);text-underline-offset:2px}
.article-body a:hover{text-decoration-color:#059669}

/* ===== INFO TABLE ===== */
.info-table{border-radius:12px;overflow:hidden;border:1px solid #e2e8f0;margin:24px 0}
.info-table table{width:100%}
.info-table th{background:#f1f5f9;text-align:left;padding:12px 16px;font-size:0.8rem;font-weight:700;text-transform:uppercase;letter-spacing:0.05em;color:#64748b}
.info-table td{padding:12px 16px;font-size:0.9rem;color:#334155;border-top:1px solid #f1f5f9}
.info-table tr:hover td{background:#fafffe}

/* ===== HIGHLIGHT BOX ===== */
.highlight-box{border-radius:12px;padding:20px 24px;margin:24px 0;border-left:4px solid}
.highlight-box.green{background:#ecfdf5;border-color:#10b981}
.highlight-box.blue{background:#f0f9ff;border-color:#0ea5e9}
.highlight-box.amber{background:#fffbeb;border-color:#f59e0b}
.highlight-box p{font-size:0.9rem;color:#334155;line-height:1.6;margin:0}
.highlight-box strong{color:#0f172a}

/* ===== STEPS LIST ===== */
.steps-list{counter-reset:step;margin:24px 0}
.steps-list li{counter-increment:step;position:relative;padding:16px 16px 16px 56px;margin-bottom:12px;background:#fff;border:1px solid #e2e8f0;border-radius:12px;font-size:0.95rem;color:#334155;line-height:1.6;list-style:none}
.steps-list li::before{content:counter(step);position:absolute;left:16px;top:14px;width:28px;height:28px;border-radius:8px;background:linear-gradient(135deg,#10b981,#047857);color:#fff;font-weight:700;font-size:0.85rem;display:flex;align-items:center;justify-content:center}

/* ===== FAQ ===== */
.faq-list{max-width:760px;display:flex;flex-direction:column;gap:10px}
.faq-item{border:1px solid #e2e8f0;border-radius:12px;background:#fff;overflow:hidden}
.faq-question{width:100%;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:18px 20px;text-align:left;transition:background 0.15s}
.faq-question:hover{background:#f8fafc}
.faq-question span{font-weight:600;color:#1e293b;font-size:0.95rem}
.faq-answer{display:none;padding:0 20px 18px}
.faq-answer.open{display:block}
.faq-answer p{font-size:0.9rem;color:#475569;line-height:1.7}
.chevron{flex-shrink:0;color:#94a3b8;transition:transform 0.25s}
[aria-expanded="true"] .chevron{transform:rotate(180deg)}

/* ===== CTA BANNER ===== */
.cta-banner{border-radius:16px;background:linear-gradient(135deg,#059669,#047857);padding:40px 32px;text-align:center;margin:48px 0}
.cta-banner h2{font-size:1.5rem;font-weight:800;color:#fff}
.cta-banner p{margin-top:12px;color:#a7f3d0;font-size:1rem;max-width:500px;margin-left:auto;margin-right:auto}
.cta-banner .btn{margin-top:24px;background:#fff;color:#047857;font-weight:700;box-shadow:0 4px 14px rgba(0,0,0,0.1)}
.cta-banner .btn:hover{background:#ecfdf5;transform:translateY(-1px)}

/* ===== NEWSLETTER ===== */
.newsletter{background:#0f172a;border-radius:16px;padding:40px 32px;text-align:center;margin:48px 0}
.newsletter h3{font-size:1.3rem;font-weight:700;color:#fff}
.newsletter p{margin-top:8px;color:#94a3b8;font-size:0.9rem}
.newsletter-form{display:flex;gap:10px;max-width:440px;margin:20px auto 0;flex-wrap:wrap}
.newsletter-form input{flex:1;min-width:200px;padding:12px 16px;border:2px solid #334155;border-radius:10px;background:#1e293b;color:#fff;font-size:0.95rem;font-family:inherit}
.newsletter-form input::placeholder{color:#64748b}
.newsletter-form input:focus{outline:none;border-color:#10b981}
.newsletter-form button{padding:12px 24px;border-radius:10px;background:#10b981;color:#fff;font-weight:600;font-size:0.95rem;transition:background 0.2s}
.newsletter-form button:hover{background:#059669}

/* ===== SIDEBAR HUB LINKS ===== */
.hub-grid{display:grid;grid-template-columns:1fr;gap:16px;margin:32px 0}
.hub-card{display:block;border-radius:16px;border:2px solid #e2e8f0;background:#fff;padding:28px;box-shadow:0 1px 3px rgba(0,0,0,0.04);transition:all 0.25s;text-decoration:none}
.hub-card:hover{box-shadow:0 10px 35px rgba(0,0,0,0.1);transform:translateY(-5px);text-decoration:none}
.hub-card:hover h3{color:#064e3b}
.hub-card h3{transition:color 0.2s}
.hub-card h3{font-size:1.15rem;font-weight:700;color:#1e293b;margin-bottom:8px}
.hub-card p{font-size:0.9rem;color:#475569;line-height:1.6}
.hub-card .amount{font-weight:700;font-size:1.05rem;margin-bottom:6px}
.hub-card a,.hub-card a:hover,.hub-card a:visited{text-decoration:none}
.hub-card .cat-link{text-decoration:none;margin-top:12px;display:inline-block}
/* Pastel colors for bonus cards */
.hub-card.pastel-rose{background:#fff1f2;border-color:#fecdd3}.hub-card.pastel-rose:hover{border-color:#f43f5e;box-shadow:0 10px 35px rgba(244,63,94,0.12)}
.hub-card.pastel-rose .amount{color:#be123c}
.hub-card.pastel-sky{background:#f0f9ff;border-color:#bae6fd}.hub-card.pastel-sky:hover{border-color:#0ea5e9;box-shadow:0 10px 35px rgba(14,165,233,0.12)}
.hub-card.pastel-sky .amount{color:#0369a1}
.hub-card.pastel-emerald{background:#ecfdf5;border-color:#a7f3d0}.hub-card.pastel-emerald:hover{border-color:#10b981;box-shadow:0 10px 35px rgba(16,185,129,0.12)}
.hub-card.pastel-emerald .amount{color:#047857}
.hub-card.pastel-amber{background:#fffbeb;border-color:#fde68a}.hub-card.pastel-amber:hover{border-color:#f59e0b;box-shadow:0 10px 35px rgba(245,158,11,0.12)}
.hub-card.pastel-amber .amount{color:#b45309}
.hub-card.pastel-violet{background:#f5f3ff;border-color:#ddd6fe}.hub-card.pastel-violet:hover{border-color:#8b5cf6;box-shadow:0 10px 35px rgba(139,92,246,0.12)}
.hub-card.pastel-violet .amount{color:#6d28d9}
.hub-card.pastel-teal{background:#f0fdfa;border-color:#99f6e4}.hub-card.pastel-teal:hover{border-color:#14b8a6;box-shadow:0 10px 35px rgba(20,184,166,0.12)}
.hub-card.pastel-teal .amount{color:#0f766e}
.hub-card.pastel-orange{background:#fff7ed;border-color:#fed7aa}.hub-card.pastel-orange:hover{border-color:#f97316;box-shadow:0 10px 35px rgba(249,115,22,0.12)}
.hub-card.pastel-orange .amount{color:#c2410c}
.hub-card.pastel-indigo{background:#eef2ff;border-color:#c7d2fe}.hub-card.pastel-indigo:hover{border-color:#6366f1;box-shadow:0 10px 35px rgba(99,102,241,0.12)}
.hub-card.pastel-indigo .amount{color:#4338ca}

/* ===== CTA SECTION (full width) ===== */
.cta-section{background:linear-gradient(135deg,#059669,#047857)}
.cta-content{padding:64px 20px;text-align:center}
.cta-content h2{font-size:2rem;font-weight:800;color:#fff;letter-spacing:-0.02em}
.cta-content p{margin-top:16px;font-size:1.1rem;color:#a7f3d0;max-width:560px;margin-left:auto;margin-right:auto;line-height:1.6}

/* ===== FOOTER ===== */
.footer{background:#0f172a;color:#94a3b8}
.footer-inner{padding:48px 20px}
.footer-top{display:flex;align-items:flex-start;justify-content:space-between;gap:40px;flex-wrap:wrap}
.footer .logo-text{color:#fff}
.footer-col h4{color:#e2e8f0;font-size:0.8rem;font-weight:700;text-transform:uppercase;letter-spacing:0.05em;margin-bottom:12px}
.footer-col a{display:block;font-size:0.85rem;margin-bottom:8px;transition:color 0.15s}
.footer-col a:hover{color:#fff}
.footer-bottom{margin-top:32px;padding-top:32px;border-top:1px solid #1e293b;text-align:center}
.footer-bottom p{font-size:0.75rem;color:#64748b;margin-bottom:8px;line-height:1.6}

/* ===== 404 ===== */
.page-404{text-align:center;padding:120px 20px}
.page-404 h1{font-size:6rem;font-weight:800;color:#e2e8f0;line-height:1}
.page-404 h2{font-size:1.5rem;font-weight:700;color:#1e293b;margin-top:16px}
.page-404 p{color:#64748b;margin-top:12px;font-size:1rem}
.page-404 .btn{margin-top:32px}

/* ===== REGION SELECTOR ===== */
.region-selector{max-width:480px;margin:0 auto 40px}
.region-label{display:block;font-size:0.875rem;font-weight:600;color:#475569;margin-bottom:8px;text-align:center}
.select-wrapper{position:relative}
.select-wrapper select{width:100%;appearance:none;-webkit-appearance:none;padding:14px 48px 14px 20px;border:2px solid #e2e8f0;border-radius:12px;background:#fff;font-size:1rem;font-weight:500;color:#1e293b;cursor:pointer;transition:border-color 0.2s,box-shadow 0.2s;font-family:inherit}
.select-wrapper select:hover{border-color:#10b981}
.select-wrapper select:focus{outline:none;border-color:#10b981;box-shadow:0 0 0 3px rgba(16,185,129,0.15)}
.select-chevron{position:absolute;right:16px;top:50%;transform:translateY(-50%);color:#94a3b8;pointer-events:none}
.region-placeholder{text-align:center;padding:48px 20px;color:#94a3b8}
.region-placeholder p{margin-top:16px;font-size:0.95rem;max-width:400px;margin-left:auto;margin-right:auto;line-height:1.6}